List of SIM cards with NFC function - is there support by default or do you need an additional antenna? MTS, MasterCard and MTS Bank present the first solution in Russia for making any purchases based on NFC technology Sim card for nfs where to buy.

Having started their work in Russia just a month ago, they have already managed to change our lives for the better. Thanks to them, we stopped digging into wallets, delaying the queue, and “shine” banknotes in front of everyone. So, in any case, say those who have already managed to experience all the advantages of contactless payment for themselves. But what about those who do not have this privilege?

Despite the relatively widespread mobile services for transactions, many Russians (and not only them) do not have the opportunity to use them. The reason for this is quite simple and literally lies on the surface - the smartphone market is not limited to Apple devices and Samsung. Some prefer to use something less flashy, but certainly more accessible.

There are many ways to turn your smartphone, regardless of manufacturer, into a real wallet. Let's start in order.

The first and, in my opinion, the most preferred is Yandex.Money.

Few people know that the Yandex.Money application for Android supports contactless payments, requiring only the NFC module integrated into the smartphone from the client. The user himself should take care of replenishing the wallet with title units (read - money).

The second way is an NFC SIM card.

Such releases mobile operator MTS in cooperation with the bank of the same name. Install a functional card in your smartphone and pay for purchases with a light touch on the terminal. No one will guess that you cheated!

Of course, call it a full-fledged replacement Apple Pay still not, because transactions are not encrypted and do not require fingerprint identification. In addition, you still have to open a separate account with MTS PJSC or Russian Standard Bank.

However, if you are already a cardholder of one of the two banks, the problem disappears by itself. You just have to visit the nearest salon cellular communication or a bank branch, where you can get the above-described SIM card for free.

Method three - NFC antenna.

Live antenna looks less intimidating

For all those whose smartphone does not have a “near field” module in its arsenal, the path to “contactless” will be somewhat more difficult. They will either have to replace the device with a new one, which is irrational, or equip it with an NFC antenna on their own. Contrary to popular belief, doing this is much easier than imagining.

To do this, you need to purchase an external NFC antenna, which is sold in mobile phone stores, and, after gluing it to the surface of the SIM card, place it under the cover of your smartphone. A small remark: this operation will not be possible for owners of devices with non-removable rear panel and side slot for SIM-cards.

NFC bracelets.

Some banks, including Alfa-bank, are engaged in the production of seemingly ingenious bracelets that carry in their design an NFC chip associated with your personal account. It works exactly on the same principle as plastic cards with PayPass or PayWave technology.

Check with the bank representatives about the availability of appropriate accessories in their range and, having obtained a copy, remove the chip from the purchased bracelet and simply put it in the case of your smartphone or tablet. Thus, you will not only have to remember the need to have a wallet with you, but also worry about the autonomy of the main gadget.

The cost of an NFC bracelet, depending on the bank, ranges from 500 to 1000 rubles. The same amount will cost you a case with a small pocket on the back.

Ivanov Sergey

Contactless Payment Technician

Articles written

The method of contactless payment using a phone is already familiar to many. But not everyone is aware that you can pay in the same way in a store if the SIM card supports NFC - Near Field Communication technology. It differs from the usual one in that it has a chip equipped with special code.

How does NFC-SIM work?

A SIM card equipped with such a module allows its owner to pay for purchases using a contactless phone. The name of the technology is translated into Russian as "Near contactless communication". It follows that it works for short distance which is no more than 10 cm.

The main use of NFC is payment. But you can also transfer media files between devices, settings or contacts, as well as control access to various kinds of objects or services, where the NFC chip is used as a key.

Which operators issue SIM cards with an NFC chip?

Today the main operators mobile communications have developed and offer users SIM cards with this technology.

MTS

To use this service with an MTS SIM card, the phone must support PayPass technology.

If this condition is met, then you need to go to the "Settings" section, select " Wireless connections” and then activate the NFC mode. If this module is present in the phone, then it will not be required additional installation external antenna.

V otherwise have to splurge on an additional device.

IMPORTANT! NFC can be used for plastic cards MasterCard systems.

Beeline

Beeline's NFC SIM card must, in addition to this function, support the service " mobile ticket».

You will need to activate the SIM card and confirm your agreement with the terms of use of the service.

For this purpose, a message will be sent to the phone from the number 3210, which will contain detailed instructions regarding the setting.

Megaphone

To use the service on Megaphone, you need the phone to support this mode.

In addition, it must also support Mobile Ticket. Next, you need to register a SIM card.

To do this, you will receive an SMS message with a request to connect the service.

Tele 2

This operator also implies working with a similar SIM card if the Mobile Ticket application is installed on the phone.

It allows, in addition to paying for purchases and making transfers, to pay for trips in land transport and in the subway.

Yota

Cellular operator Yota also issues SIM cards with support for this technology.

In the same way as in the case of other operators, the subscriber's phone must support the technology.

The function is activated through "Settings" - "Wireless Connections", where you need to enable NFC mode. Otherwise, it is possible to connect an antenna.

REFERENCE. Yota produces NFC-enabled SIM cards in three main formats: regular, micro and nano.

How to use this service and where to buy a SIM card with an NFC module?

You can buy a SIM card at any mobile operator's salon. If you wish, you can not buy a new one with a different number, but change yours for free old map equipped with a special chip.

NFC can be used for:

• payment in stores;
• replenishment of the account;
• implementation of translations.

Installing and registering such a SIM card is quite simple. Any operator has a special master tuner who will give precise instructions during tuning. After this procedure, you need to link a bank plastic card.

The undoubted advantage of using such a card is that changing the phone in this case is very simple. Having bought a new device, it will not be necessary to do necessary settings All you have to do is insert your SIM card into your new smartphone.

Conclusion

NFC technology – convenient service to make contactless payments using your phone. A prerequisite is the presence of a similar chip in the device. If not, then you will have to purchase an external antenna. However, NFC is a relatively new offering in the mobile communications market. Therefore, before going to a mobile phone salon, it is better to first clarify if these SIM cards are on sale.

OJSC Mobile TeleSystems (NYSE: MBT), a leading telecommunications operator in Russia and the CIS countries, MasterCard (NYSE: MA), one of the largest payment systems in the world, and OJSC MTS-Bank, one of the thirty largest Russian banks assets, announce the start of sales of the first payment solution in Russia based on NFC technology for contactless payment for goods and services from the phone using MasterCardPayPass ® technology.

The NFC-payments package includes a SIM card with a MTS Money bank card “registered” on it and a flexible NFC antenna. The solution allows an MTS subscriber to pay for purchases and services with a “one touch” using their phone, simply by touching the phone to the NFC reader at the checkout. The funds are debited from the bank card account. The solution is suitable for almost any model of mobile phone or smartphone, even if it does not have built-in NFC support.

At the first stage, NFC-enabled SIM cards are available in MTS stores in Moscow and the Moscow Region, by the end of the year MTS plans to start sales in other major Russian cities.

The main advantages of MasterCard PayPass ® technology are the security, convenience and speed of transactions: for payments up to 1000 rubles, you do not need to enter a pin code, sign a check, launch an application on your phone or send SMS, which significantly reduces the time of customer service in the field of retail trade and services .

“At the end of 2011, we signed an agreement with MasterCard on the development of contactless payments, and today we present the first Russian market complete solution, which turns the phone into a universal mobile wallet. In the coming years, the rapid development of NFC technologies and mobile commerce will change our understanding of payment methods and will reduce the use of cash, - said Vadim Savchenko, MTS Vice President for Sales and Service. - At the same time, we are creating an infrastructure for accepting NFC payments in MTS retail. This is another important step towards the convergence of products of the telecommunications and banking industries, which allows MTS to create convenient channels for accessing financial services for subscribers both in mobile stores and from the phone.”

“MasterCard's technology and innovation make mobile phones a safe and convenient contactless payment device. The appearance on the Russian market of a phone with PayPass is an important event and a milestone in the history of the industry. This became possible thanks to our long-term cooperation with MTS and MTS Bank, - said the head of MasterCard in Russia, Belarus and Armenia, Ilya Ryaby. - This is our first project in Russia with the participation of a telecom operator, and we are pleased to note that our partners have managed to implement the issuance of cards with PayPass on a SIM card, and on the basis of MTS mobile stores to start developing a system for accepting contactless payments - all this is essential contribution to building a world without cash”.

“NFC contactless payment technology has become a link in the synergy of the banking and telecommunications sectors. The innovative nature of this project sets complex tasks for MTS Bank to ensure reliable functionality, for which the bank's IT platform is currently being upgraded. Already this year, a whole line of retail banking products will be available not only to our traditional customers, but to millions of MTS subscribers - both in operator retail and remotely through innovative payment services, - said Andrey Shlyakhovoy, Chairman of the Board of MTS Bank. “As part of the promotion of NFC technologies, MTS Bank, as an issuer of MTS Money cards, plans to provide acquiring services for contactless payments and MTS mobile commerce services.”

The cost of the NFC-payments package for new customers is 190 rubles (a SIM card with tariff plan « Super MTS» with a starting balance of 130 rubles and an NFC antenna), for existing MTS subscribers - replacement of a SIM card is free, the cost of an NFC antenna is 10 rubles. When replacing the SIM card, the subscriber retains his tariff and all terms of service. In both cases, servicing an NFC bank card is free of charge.

Additional NFC projects in MTS retail

As part of the development of contactless payments in Russia, MTS also entered into an exclusive agreement to promote NFC technology with by Sony. Sales will start in MTS retail in mid-May Sony Xperia Sola, an NFC smartphone certified by MasterCard to work with payment services with using NFC SIM cards, and tested in MTS, which guarantees fast and safe work NFC module of a smartphone when it interacts with a SIM card and bank acquiring terminals. Xperia Sola has the most modern NFC module (PN65O), which provides high level security.

About MasterCard PayPass® Technology

No more need to carry credit card when you have a smartphone at hand.

It is with this slogan that more and more people are switching to non-contact one-touch payment thanks to. But few people know that there are SIM cards with a contactless payment chip. A microchip is implanted in them, supplemented with a special code that activates the balance when the device is brought to the terminal, which ensures cashless payments.

It is important to clarify that the SIM card is not equipped with an NFC antenna. What does it mean? After purchasing a SIM card, it is not able to function on its own, but must be supplemented. It is he who provides the transfer of information between the SIM and the terminal with subsequent payment.

Even if the device is devoid of an NFC antenna, you can buy it, but they are supported by a small number of mobile gadgets.

NFC capabilities on the SIM card

Despite the wide range of technology possibilities, in Russia such SIM cards are used as a convenient alternative to travel tickets (Moscow, St. Petersburg). It is enough for users to get a SIM card, activate the Mobile Ticket service and pay for travel in public transport by bringing the smartphone to the base of the payment terminal.

Where to buy a SIM card with NFC?

All major operators in Russia have SIM cards with NFC, including the Big Four (MTS, MegaFon, Beeline, Tele2). Fares are the same as those paid with a travel ticket. The limit on the card can be replenished using special terminals. If the balance is not enough for travel, a write-off occurs Money With mobile number without additional commission.

There are several unpleasant moments at once that customers of any of the operators may encounter when they want to purchase a SIM card with NFC:

1. The NFC module on a certain smartphone is not 100% guaranteed to synchronize with a SIM card. Full list compatible devices can be viewed on the official website of the mobile operator.
2. Finding such SIM-cards is extremely problematic. Before going to the communication salon, we recommend that you contact the operator and clarify whether the SIM card is available.

An NFC-enabled SIM card is a convenient alternative to travel tickets that is always at hand. The problem is that such a card is very hard to find, and you need a compatible smartphone with built-in NFC technology for it to work.

A contactless way to pay for purchases is probably a dream come true for most people. This also means that you do not need to carry bank cards, at the checkout in the store to get them, insert them into the terminal, convulsively remember the PIN code, which at that very moment does not want to be remembered. No wallets lost in bags and pockets, or even forgotten at home. Smartphone only. A light touch of the terminal - and the payment is made.

Once upon a time, NFC equipment became a discovery. During the period of its appearance on the high-tech market, for the majority, these actions resembled science fiction. That is, by purchasing this small compact antenna, which could easily fit into a phone, it was possible to make life much easier for yourself by making payments and settlements with the magic movement of a smartphone.

It was only necessary to purchase an NFC antenna, a SIM card that supports this technology, and in any place equipped with contactless terminals, it was possible to pay without having any cards or money with you. The convenience was especially noticeable when paying for trips in public transport. Most people always have their phone in their hands. To buy a ticket, you just had to bring it to a special device - a validator.

On the this moment technologies have gone far ahead and the need for NFC equipment has simply disappeared, and such a rarity cannot be found in retail sales and the MTS online store, since all the necessary functions for contactless payment are already built into smartphones. But there are still people who own the antenna, and even use it, so information about the algorithm for using the device may be relevant. Also the antenna can still be purchased on a number of resources, for example on Aliexpress.

1. This device was designed so that smartphone owners can make purchases and use services, while paying for them in a contactless way, thereby getting rid of the need to worry about forgetting a wallet or card.

1. The antenna can be paired with almost any contactless terminal used throughout the world.
2. The NFC device fits easily into mobile phone, and does not affect it in any way. appearance, nor on the weight of the apparatus.

Technical parameters of the device

The overall overall dimensions of the device are 106*23 mm, while the antenna itself is only 35*35 mm. The wire with which contact is established with the mobile device is no more than 45 mm long, which means that the NFC device can easily fit into most smartphones produced in the world at the moment.

It is only 0.7 mm thick, while its weight is 2.5 g. The antenna connector, which has 6 pins, is compatible with any SIM card.

The device is equipped with a reusable adhesive base, which will allow you to change its position at any time if it is not properly positioned in the phone.

The RF interface is rated at 13.56MHz, supports ISO14443 Type A/B as well as Mifare.

What you need to consider before starting work with the equipment:

In order for a phone equipped with NFC technology to be able to perform contactless transactions, the following must be considered:

• The mobile must be compatible with the antenna;
• It must contain a SIM card compatible with NFC technology.

How to install and prepare for operation:

1. Carefully study the instructions.
2. Installation should be easy, if there are difficulties, it is better to contact a specialist.
3. Remove the equipment from the packaging.
4. If damage is found, do not try to install it, if possible, then you should contact the seller or the service center.
5. Next, you need to remove protective film with self-adhesive backing.
6. Attach the NFC antenna to the surface of the SIM card.
7. Then insert the SIM card into the slot.
8. Then put the phone's battery back in place so that the second, square part of the antenna stays on top of it.
9. Place the square on top of the battery.
10. Put the cover back in place (probably worth mentioning that the phone cover must be removed for manipulations, this number will not work with monolithic devices).

In general, everything, the phone is ready to use for contactless payments.

At one time, this technology helped out many users, contributing to the promotion of the contactless payment method to the masses. The fact that at the moment this method is not as relevant as before does not mean that it is not used. Many people are conservative and if they are used to something, they are not ready to give it up, even for the sake of technology.